Engineering takes to form of forcing the model to include variables (and patterns within variables) that the data does not support. With traditional statistical techniques (various forms of regression) this is very difficult without ignoring the data altogether and using a judgemental model; but, MB (Model Builder from FICO) there are several possibilities just for this use.

The modeler can force variables not only to be in the model but have a much larger effect than the data dictates while optimizing around these constraints. The modeler can assign weights (score values) to specific bins

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